Your
insurance policy is a contract between you and the insurer. The
insurer promises to do certain things for you. In turn, you have
certain obligations. Among your duties after a fire loss would
be to give immediate notice of the loss to the insurance company
or the insurer's agent.
Protect the
property from further damage by making sensible or necessary repairs
such as covering holes in the roof or walls. Take reasonable precautions
against loss, such as draining water lines in winter if the house
will be unheated for some time. The insurance company may refuse
to pay losses that occur from not taking such reasonable care. |
